Major medical health insurance plans are plans that meet all of the minimum essential benefit standards of the Affordable Care Act (ACA or “Obamacare”). These are the 10 essential benefits that all Major Medical Plans must cover.

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• Ambulatory patient services (outpatient care you get without being admitted to a hospital)

• Emergency services

• Hospitalization (like surgery and overnight stays)

• Pregnancy, maternity, and newborn care (both before and after birth)

• Mental health and substance use disorder services, including behavioral health treatment (this includes counseling and psychotherapy)

• Prescription drugs

• Rehabilitative and habilitative services and devices (services and devices to help people with injuries, disabilities, or chronic conditions gain or recover mental and physical skills)

• Laboratory services

• Preventive and wellness services and chronic disease management

• Pediatric services, including oral and vision care (but adult dental and vision coverage aren’t essential health benefits)

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Magee Insurance Group offers Major Medical Plans through the Marketplace in the following states:

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• Alabama

• Arizona

• Colorado

• Florida

• Georgia

• Louisiana

• Mississippi

• South Carolina

• Tennessee

• Texas

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If you are within our service area, we would be happy to give you more information on Major Medical Plans in your area. Follow the button below to start the process.